Pune, India. A new collaborative book, “The Journey of FinTech: Fintellectual Minds Exploring FinTech through Gen AI Lens,” brings together leading voices from Bloomberg, Lloyds Banking Group, and Capgemini to provide timely insights into the rapidly evolving financial technology landscape.
The publication addresses the accelerating transformation of global finance, where digital platforms, artificial intelligence, and embedded financial services are reshaping the way individuals and businesses engage with money. The authors examine the structural changes underway and provide perspectives on how organizations and consumers can navigate the opportunities and challenges of this new environment.
The book has been developed by a team of professionals with deep experience in finance and technology. Led by Vivek Dubey, it is coauthored by Dr. Awadhesh (Abby) Singh (Bloomberg), Ashish Jain (Lloyds Banking Group), Ranjan Pradhan, Sudeesh Pillai, and Dr. Geetha Raghuraj (Capgemini).
“We wanted to create a resource that helps explain the story behind emerging financial technologies,” said lead author Vivek Dubey. “This book is intended for anyone seeking to understand how the foundations of finance are changing and how these shifts will influence everyday life.”
The authors explore developments such as voice enabled payments, embedded finance, and the role of generative AI in financial services. They also highlight how innovation can extend financial access to underserved communities, creating both new markets and new responsibilities for institutions.
Dr. Awadhesh (Abby) Singh of Bloomberg noted: “The rapid adoption of new technologies raises critical questions about trust, security, and long term sustainability. We believe the dialogue around these themes is essential.”
Ashish Jain of Lloyds Banking Group added: “It is not only about technology, but about meeting customers in the environments where they already live and work. That is the central shift taking place today.”
Early readers from across the finance and technology sectors have described the book as a clear and accessible guide to a complex subject, emphasizing its role as a conversation starter for executives, practitioners, and policy makers.
Book Availability:
“The Journey of FinTech: Fintellectual Minds Exploring FinTech through Gen AI Lens” is available in hardcover, paperback, and digital editions through global retailers:
About Authors:
Vivek Dubey : Lead Author, Industry Engagement & Innovation, Data & Insights Practice, Capgemini, FS Global
Dr. Awadhesh (Abby) Singh: Global Head of Listed Derivatives and Pricing, Bloomberg, London
Ashish Jain : Co author , Head of Engineering, Commercial CIO, Lloyds Technology Centre, India
Sudeesh Pillai : Co-author , Senior Director, Cluster Head of Banking and Capital Markets, Insights & Data Practice, Capgemini, India
Ranjan Pradhan : Co author , Head of Strategy, Tech Transformation and CXO Advisory, Capgemini, FS Global
Dr. Geetha Raghuraj : Co author, Senior Delivery Manager, Insights & Data Practice, Capgemini, India
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